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Bell SmartPay

Get any smartphone for $0 down at any time*

Pay for the smartphone in 24 monthly payments with 0%  Annual Percentage Rate.*

After 24 months, your smartphone is paid off and your monthly bill decreases

Visit us in-store for more details, request a callback
or Contact our carrier directly

FAQ

Yes, Bell SmartPay is available with all our smartphones. Visit The Source to learn more about Bell SmartPay pricing for each device.
Yes, select tablets and smartwatches are also available with Bell SmartPay. Qualified customers can activate multiple devices using Bell SmartPay.
Yes. If you have purchased your smartphone with Bell SmartPay you can also add Smart Phone Care to your plan. We highly suggest considering Smart Phone Care since it is the best way to have your smartphone protected.
No. Taxes on the financed device amount are payable with your monthly device payments.
After 24 months, your smartphone will be paid off, therefore you will no longer have monthly payments. As of month 25, you will only be charged the cost of your monthly rate plan.
You will be required to pay your remaining device balance immediately plus applicable tax and any outstanding service charges that you have incurred. In addition, you may be subject to an early cancellation fee for your service agreement.
Yes, the Device Return Option can be combined with Bell SmartPay.
Step 1: Pick one of our eligible smartphones.
Step 2: Activate on an eligible 2-year plan with Bell SmartPay.
Step 3: Return your smartphone in good working condition at the end of your 2-year term, or keep it and pay back the Device Return Option deferral amount you saved.
You will be able to pair your Bell SmartPay smartphone with the majority of our Unlimited Data and Connect Everything plans. A few select plans may be excluded.
If you end your rate plan early or change your rate plan to a non-eligible rate plan, you will have to pay an early cancellation fee for ending your services and your remaining device payments from your Bell SmartPay agreement will become due immediately.
Yes. After one month of your Bell SmartPay agreement, if you are eligible for a device upgrade, you can activate any new smartphone with Bell SmartPay.
Yes. Any additional users to the account can activate a smartphone with Bell SmartPay on eligible 2 year rate plans.
Yes. You can share data across existing devices by activating on a Connect Everything plan.
Yes, at any time you may pay your device in full with a one-time payment, ending your device financing arrangement.
 

Bell SmartPay is available with new activations (or eligible upgrades) on eligible 2-year rate plans. Purchase financing provided by Bell Mobility, on approved credit. Cost of borrowing is $0. If you end your Bell SmartPay Agreement or Service Agreement early, or you change your rate plan to a non-eligible rate plan, your remaining device payments (based on the full monthly amount before any promotional discounts), will become due immediately and you will be subject to an early cancellation fee for your Service Agreement. Speed and signal strength may vary due to traffic, topography, environmental conditions and other factors, including Bell's Internet traffic management practices (e.g., priority access to emergency personnel and critical infrastructure personnel). See bell.ca/ITMP. A provincial government 9-1-1 fee may apply where applicable: Quebec $0.46 per month, Nova Scotia $0.43 per month, Alberta $0.44 per month, New Brunswick $0.53 per month, Saskatchewan $0.94 per month, Prince Edward Island $0.75 per month, Northwest Territories $1.70 per month Bell remits required amount to government. Amortized taxes on the financed amount are payable with your monthly device payments.