Financing

Shop now, pay later with PayBright by Affirm

Break up the cost of your purchase with easy monthly payments
  • Easy payments*
    For purchases over $200

  • Quick and Convenient

How it works

PayBright is a third-party financing provider that you can
use as an online payment option at The Source.

  • 1

    Select the PayBright
    option at Checkout

    Add your items to your cart and select the PayBright payment option. You’ll automatically get redirected to PayBright’s application to apply and view your payment plan details.

  • 2

    Apply
    online

    Complete PayBright’s simple online application. The form and the decision process take less than one minute.

  • 3

    Complete
    your purchase

    After you confirm your payment plan and complete your purchase, your order will be processed and shipped to your front door, or The Source store of your choice.

Frequently asked questions

  1. Add items to your Cart as usual, and select PayBright as your payment method in Checkout.
  2. Complete PayBright's easy online application and get an instant approval decision.
  3. Confirm your payment plan with PayBright and return to The Source to complete your order. We'll process and ship your order as usual.
  4. Make 12 or 24 monthly payments to PayBright while you enjoy your new products.
PayBright will help you set up convenient, pre-authorized payments via your Canadian bank account, or a VISA/Mastercard credit/debit card.
PayBright monthly financing is available for purchases from $200-$15,000.
Customers can get financing from PayBright at an interest rate from 9.95% up to 19.95% depending on their credit quality.
PayBright payment plans are available to Canadian residents above the age of majority, which is 18 or 19, depending on your province.
PayBright financing is applied to your entire order. To use PayBright for only part of your purchase, please complete two separate transactions with different payment methods.
Yes, all PayBright payment plans can be prepaid at any time without penalty.
Unfortunately, PayBright is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because PayBright was not able to verify your identity or your payment method. For further information, please contact PayBright.
After you have completed a transaction with PayBright, you can access your account here. If you have any questions or trouble logging in, please contact PayBright.
Purchases made using PayBright financing are subject to The Source’s standard return policy. Any returns will be processed The Source, and your PayBright loan balance will be reduced or cancelled accordingly. If you have already made monthly payments, those will be refunded to you by PayBright.
If you have additional questions about your application or financing options and want to talk to a PayBright Associate directly, call 1-877-276-2780 or visit PayBright.

Loan example

  • Purchase amount

    $1200

  • Monthly payments

    $102.73

  • # of payments

    12

  • Total repayment amount

    $1232.73

  • Credit rate (APR.)

    5%

  • Total cost of borrowing

    $32.73

  • Total interest charges

    $32.73