Shop now, pay later with Affirm

Break up the cost of your purchase with easy monthly payments

Prequalify before you buy

Easy payments*
For purchases over $200

Quick and Convenient

How it works

Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.

By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.

  • 1

    Select Affirm
    at checkout

    Shop at your favourite stores that offer Affirm and select us as your payment option at checkout.

  • 2

    set up

    Use your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.

  • 3

    Enjoy your

    Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.

Frequently asked questions

Affirm will help you set up convenient, pre-authorized payments via your Canadian bank account, or a Visa/Mastercard credit/debit card. Available payment methods may vary depending on the payment plan selected.
Affirm monthly payment plans are available for purchases from $200-$15,000.
Customers can get payment plans from Affirm at an interest rate of 10%+ depending on their credit quality.
Yes. You’ll need:
  1. To be the legal age of majority in the province or territory in which you reside.
  2. To be a resident of Canada.
  3. A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
  4. An SMS-capable Canadian phone number and an email address.
  5. To meet the minimum cart size required to use Affirm as a payment option at checkout.
Affirm payment plans are applied to your entire order. To use Affirm for only part of your purchase, please complete two separate transactions with different payment methods.
Sure, at any time! There are no penalties or fees for early repayments. To pay off your current balance, please log in to the Affirm Customer Portal with the phone number you used to sign up with. If you have any additional questions about your account or payment schedule, send us a message here.
Unfortunately, Affirm is not able to provide payment plans to every applicant. This could be due to the information on your credit file, or because Affirm was not able to verify your identity or your payment method. For further information, please contact Affirm.
No, you will not be charged. If you’ve already made a payment to Affirm and are owed a refund this may take up to 5-10 business days to appear on your bank account or credit card statement. If you have any questions about the refund process, please reach out to the Affirm team through this contact form.
To view your account information and track upcoming payments, please login to the Affirm Customer Portal using the phone number you used to sign up with. Having trouble? Please get in touch with the Affirm team.
Purchases made using Affirm are subject to The Source’s standard return policy. Any returns will be processed by The Source, and your Affirm balance will be reduced, cancelled, or refunded accordingly. If The Source has provided a refund to you via a Gift Card, you must still continue repaying your installment plan in full. For information on returns, review The Source’s return policy here.
If you have additional questions about your application or payment plan options and want to talk to a Affirm Associate directly, call 1-888-484-4282 or visit Affirm.
You can find them here.

Loan example

  • Purchase amount


  • Monthly payments


  • # of payments


  • Total repayment amount


  • Credit rate (APR.)


  • Total cost of borrowing


  • Total interest charges