Financing
Prequalify before you buy
Easy payments*
For purchases over $200
Quick and Convenient
How it works
Affirm (formerly known as PayBright) is one of Canada’s leading installment payment platform, providing shoppers with buy now, pay later solutions at their favourite retailers, both in-store and online.
By selecting Affirm as a payment method at check-out, customers can enjoy their purchase immediately, while spreading their payments over time.
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Select Affirm
at checkoutShop at your favourite stores that offer Affirm and select us as your payment option at checkout.
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Get
set upUse your mobile phone number and email to set up your Affirm plan within 60 seconds. Subject to credit approval.
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Enjoy your
purchase!Confirm your payment plan and then you’re done! Enjoy your purchase today and break up the cost.
Frequently asked questions
- To be a Canadian permanent resident or citizen - 18 years of age (AB, MB, ON, PEI, QC, SK)/ 19 Years of age (BC, NB, NF, NT, NS, NU, YK)
- A Canadian bank account or Visa/Mastercard debit card (Your debit card must have the Visa or Mastercard logo). Available payment methods may vary depending on the payment plan selected.
- An SMS-capable Canadian phone number and an email address.
- To meet the minimum cart size required to use Affirm as a payment option at checkout.
Loan example
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Purchase amount
$1200
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Monthly payments
$102.73
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# of payments
12
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Total repayment amount
$1232.73
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Credit rate (APR.)
5%
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Total cost of borrowing
$32.73
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Total interest charges
$32.73