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  Home > SERVICES > The Source Card
The Source Card
I WANT THAT purchasing power
The Source credit card offers financing solutions and flexible payment options so you can get the cool tech you want. It only takes a few minutes to sign up*.

Enjoy these benefits
No interest, no payments***
Make a purchase on your card and you may choose to defer the payment for up to 12 months with no retroactive interest.No annual fee
Enjoy a practical and competitive payment tool with no annual fee.Competitive interest rate
Enjoy a competitive interest rate of 19.9%**.Flexible financing
Your The Source I WANT THAT credit card offers flexible payment options directly in-store. Up-front administration fees may apply.Principal payments allowed
You can make payments on the principal at any time without penalty.Manage your account online
Check your balance, make a payment to your account, change your address and even request a credit limit increase online. space
Card details
Annual interest rate: 19.9%**
Annual Fee: $0
Financing: Flexible payment options
Account Management: Online
Principal Payments: Can be made at any time without penalty.
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Financing options available (excluding residents of Quebec)
Financing Plans

Financing options available for residents of Quebec
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The following items cannot be financed: The Source Gift Cards, all prepaid cards (iTunes, Xbox, etc.), prepaid airtime cards, gaming consoles, gaming software, all Apple products, Kinect accessories, mobile phone plans and security deposits.

*Subject to Fédération des caisses Desjardins du Québec (“the Federation”) approval. Certain conditions apply. ** All annual interest rates indicated are subject to change. *** The “Deferred payment, no payments or interest for 12 months offer allows the customer to use a credit card issued by the Federation (“the Card”) to pay for a deferred payment purchase, without incurring interest during the period set at the time of purchase. If this purchase is not paid in full by the due date, an annual interest rate of 21.9% applies and it is converted into equal and consecutive payments due in 12 monthly installments if the converted balance is less than $1,000; 24 monthly installments if the converted balance is equal to or greater than $1,000 and less than $3,000; or in 36 monthly installments if the converted balance is equal to or greater than $3,000. Annual interest rate on the card of not more than 19.9%. There is a 21-day, interest-free grace period on the card from the date the monthly statement is mailed or from the date it is made available in electronic format to settle the account without paying credit charges. Minimum card payment is 5% of the total of: the balance shown on the account statement for the previous period; credit charges on purchases and monthly installments that have not been paid on the due date for the current period; regular purchases, during the statement period. To which are added: monthly installment(s) for the statement period, deferred payment purchases due on the statement date, past due amounts, and any other amount set out in the card contract. See details in store. Information effective October 1, 2013. ****Purchases by equal installments are subject to credit charges calculated starting from the date they are posted to the statement of account until they are paid in full, at the annual interest rate (19.9%) in effect for the financing plan offered by the merchant. The "Interest-free equal monthly payments" offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for purchases through equal and consecutive monthly installments with no interest. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly installment. The "Equal Monthly Payments" offer allows the customer to use a credit card issued by the Federation ("the Card") to pay for purchases through equal and consecutive monthly installments. The annual interest rate of not more than 19.9% set at the time of purchase applies to such purchases. Equal monthly payments are included in the minimum payment due on the credit card. If the minimum payment due is not paid in full by the due date, the annual interest rate of not more than 19.9% on the card applies to the unpaid equal monthly installment. Note: Financed amount includes the administration fee and taxes. View further details or cardholder agreement here (Quebec Cardholder agreement here).


Example Charges
 
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